Specialized Coverage
Birmingham Peninsula Insurance Agency provides comprehensive protection for individuals, families, and businesses with personalized guidance.
Life Insurance
Personalized life insurance planning to protect your family's financial future, income replacement, and long-term security.
Homeowners Insurance
Comprehensive homeowners coverage protecting your most valuable asset with full protection for homes, condos, and rental properties.
Auto Insurance
Reliable auto insurance ensuring your family is protected on the road with customized policy options and coverage.
Umbrella Liability
Extra protection against major liability claims and lawsuits, safeguarding your personal assets and future.
Business Property
Dedicated business property coverage protecting your commercial assets and operations from unforeseen business risks.
Personal Liability
Personal liability protection ensuring your financial security remains intact against personal liability claims.
Personal: home, auto, condo, renters, umbrella, boat & marine, motorcycle/RV, pet, travel insurance (coming soon) and life insurance.
Commercial: business owners policies, general liability, workers' compensation, commercial property, commercial auto and inland marine.
We also help place unique and hard-to-place risks.
Dental savings plan (not insurance).
Why Choose Birmingham Peninsula?
Trusted Guidance
We provide clear, honest advice to help you navigate complex insurance decisions with complete peace of mind.
Personalized Coverage
Every plan is custom-built to protect what you value most, ensuring your specific needs are always met.
Responsive Service
Our team is dedicated to providing prompt, reliable support whenever you need assistance with your protection.
Our Team
Meet the Agents

Scott Graham
Life Insurance Specialist
Scott Graham helps families protect their financial future with personalized life insurance, income protection, and long-term security planning.

Josh Gardner
Owner
Josh Gardner provides comprehensive protection for your home, auto, renters, condo, umbrella liability, business property, and personal liability coverage.
Let’s build the right protection plan.
Contact Birmingham Peninsula Insurance Agency today for personalized guidance and dependable insurance solutions tailored to your needs.
Proudly Serving All of Michigan
From our Troy office we help families and businesses across Michigan, from Metro Detroit and Oakland County to Ann Arbor, Lansing and Grand Rapids, with quotes by phone and online.
Frequently Asked Questions
Contact BPIA
Let’s build the right protection plan for you.
Reach out to our team for personalized guidance. We are here to help you protect what matters most.

