Home, Auto & Business Insurance in Michigan
Home, auto and business coverage for families and businesses across Michigan, from Birmingham Peninsula Insurance Agency, with our office in Troy.
Protection Portfolio
Coverage We Offer
Homeowners & High-Value Homes
Protection tailored for your dwelling, private property, and personal belongings.
Auto
Coverage for the drivers and vehicles throughout your household.
Umbrella
Extra liability protection that extends beyond the limits of your primary home and auto policies.
Condo & Renters
Specialized coverage for unit owners, tenants, and personal possessions.
Business Insurance
Comprehensive protection for your company, physical premises, and everyday operations.
Unique & Hard-to-Place Risks
Dependable placement options for distinct properties, specialized exposures, and complex coverage needs.
Personal Insurance
- Home
- Auto
- Condo
- Renters
- Umbrella
- Boat & Marine
- Motorcycle/RV
- Pet insurance
- Travel insurance (coming soon)
- Life insurance
Commercial Insurance
- Business Owners Policies (BOP)
- General Liability
- Workers' Compensation
- Commercial Property
- Commercial Auto
- Inland Marine
We also help place unique and hard-to-place risks.
Dental savings plan (not insurance).
For Michigan Businesses
Business Insurance for Michigan Companies
We help companies across Michigan protect their property, operations and people, with options quoted from multiple carriers.
Business Owners Policies (BOP)
Bundled property and liability protection designed for small-to-midsize commercial operations.
General Liability
Essential defense and liability coverage against third-party bodily injury and property claims.
Workers' Compensation
Coverage for work-related employee injuries, medical care, and state statutory compliance.
Commercial Property
Protection for your buildings, physical workspace, equipment, and company inventory.
Commercial Auto
Dedicated coverage for fleet vehicles, company trucks, and employees on business travel.
Inland Marine
Dedicated coverage for equipment, specialized tools, and commercial goods in transit or stored off premises.
Coordinated Protection
Why Bundle
Reviewing your home, auto, and umbrella coverage together makes gaps and overlaps far easier to spot, ensuring that every layer of your protection works together as one unified plan.
Personalized Guidance
Talk to Josh Gardner, Owner
Serving all of Michigan from our Troy office.